SELLER-PAID 2-1 MORTGAGE RATE BUYDOWN AVAILABLE! Enjoy reduced mortgage payments during your first two years of homeownership with a seller-funded financing incentive! The program temporarily reduces your interest rate by 2% the first year and 1% the second year before returning to the full note rate in year three. An excellent opportunity to own an affordable 2-bedroom, 1-bath home in Grand Rapids desirable Creston/Cheshire neighborhood! Ideal for first-time buyers or anyone looking to build equity, this home offers comfortable living with plenty of potential to make it your own. The spacious, open basement features high ceilings and offers exciting possibilities for future finished living space, a recreation room, or home office, subject to applicable requirements. Recent improvements include a brand-new concrete walkway and side-entry porch, while the roof is approximately 7 years old. Conveniently located near Riverside Park, downtown Grand Rapids, shopping, restaurants along Plainfield Avenue, and major expressways. Affordable homeownership, room to grow, and a seller-paid mortgage rate buydown make this an opportunity worth exploring!
Listed By
Agency Name: Bellabay Realty LLC
Agent Name: James M Chertos
Agency Phone: 616-871-9200
Shown By
Agent Name: Belinda Mercado
Agent Phone: (231) 645-2600
Agency Title: Key Realty
![]() | The property comes from the Member MLS's of the Michigan Regional Information Center, LLC (MichRIC). Copyright 2026 Michigan Regional Information Center, LLC (MichRIC). All rights reserved. Information deemed reliable, but not guaranteed. Data Last Updated 10/29/2026. |
Estimated Payment
$ 1,503.48 per month $1,313.96 Principal & Interest $121.00 Property Tax $68.51 Homeowner's InsuranceIf the email address was found in our system, your password has been sent. Please check your inbox.
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513 Julia Street Ne | MLS# 26051759
This single family home located at 513 Julia Street Ne, Grand Rapids, MI 49505 is currently listed for sale with an asking price of $234,900. This property was built in 1951 and has 2 bedrooms and 1 full baths with 956 sq. ft. Julia Street Ne is located within the Grand Rapids school district. Search Grand Rapids real estate on www.askforbelinda.com today.